Overview
With our Cashback, you’ll be bringing home spare cash, not just groceries.
AEON Big Cashback
Enjoy 5% Cashback on the AEON BiG Thank you Member Day, 28th of every month
Petrol Cashback
Enjoy 5% Cashback for petrol every Sunday
Cashback
Enjoy 2% Cashback for online and overseas spending every day
4X AEON Points
Earn 4X AEON Points on the 10th of every month at AEON BiG Stores nationwide
More Points
Get 2X AEON Points for every RM1 spent in all AEON BiG stores
Virtual Card
Immediate access upon card approved
Calculate Your Savings
Our helpful tool to help you calculate your savings when spending with our AEON Credit Card.
Savings Calculator
Category
Monthly Expenditure
Yearly Cashback (RM)
Petrol
5% cashback
*Capped at RM15 per account per month subject to total monthly Cashback pool of RM10,000 per month
AEON BiG
5% cashback
*Capped at RM100 per account per month subject to total monthly Cashback of RM50,000 per month
Online & Overseas Transactions
2% cashback
*Capped at RM15 per account per month subject to total monthly Cashback of RM10,000 per month
Total Yearly Cashback (RM)
Credit Card Requirements
Minimum Age & Annual Income
- Principal: 21 years old
- Supplementary: 18 years old
- Minimum Annual Income: RM24000 (for Malaysians)
- Minimum Annual Income: RM48,000 (for Japanese, Malaysian PR, and MM2H applicants)
Documents Required (Non-Returnable)
- MyKad photocopy (both sides) for both Principal & Supplementary applicant(s).
- Latest 3 months salary slip/EPF statement/Form BE (with tax payment receipt)/Form EA for employed.
- Latest 6 months salary slip/EPF statement/Form BE (with tax payment receipt)/Form EA for commission-based salary.
- Business Registration Certificate or Form 9/24/49 & latest 6 months company's bank statements/Form B (with tax payment receipt) for self-employed.
Valid Email Address and Mobile Number
- Principal & Supplementary card applicant is required to have a valid email address and mobile phone number for verification purposes.
- A Verification Code will be sent to applicant for the sole purpose of details verification in order to complete the application process.
- If application is made via the Telemarketing channel, AEON Credit Telemarketing Officer will contact the applicant to confirm on the Verification Code.
Features and Benefits
Important info about AEON BiG Visa Classic Card.
- 4X AEON Points for every RM1 spent at all AEON BiG Stores nationwide on every 10th of the month.
- 2X AEON Points for every RM1 spent at all AEON BiG Stores nationwide every day (Except 10th of the month).
- 1X AEON Point for every RM2 spent on other transactions exclude petrol, government department, trading, utility bills and all fees and charges related transactions.
Accumulate your AEON Points and convert it into cash at the conversion rate of 400 AEON Points = RM1.
- 5% Cashback* at AEON BiG Thank You Member Day on 28th of every month.
- 5% Cashback** for Petrol transaction on every Sunday.
- 2% Cashback** for Online*** and Overseas transaction every day, EXCLUDE insurance MCC 5960 & 6300, mobile bill payments MCC 4813 & 4814 and utility bill MCC 4900.
** Capped at RM15 per card account per calendar month subject to total monthly Cashback of RM10,000 for each category on a first come first served basis
*** Applicable for online transactions with POS Mode Code “81” OR POS Condition Code “59” excluding government department, trading, all fees and charges related transactions
- Activate and spend virtual credit card instantly, while waiting physical card delivery.
- Conveniently accessible via AEON Wallet.
There is no processing fee and penalty for early settlement of your AEON Ready Cash plan.
Consolidate your outstanding balances from other credit cards and transfer it to your AEON card at lower interest rate.
There is no processing fee and penalty for early settlement of your AEON balance transfer plan.
Apply AEON Balance Transfer Plan now!
** If you make full monthly payment of your Balance Transfer instalments For more Information, call 03-2719 9999
Transactions that have not been posted or stated in the current month’s statement can be converted to a Flexible Payment Plan after three working days from the date of purchase.
Stop worrying and start living your life! AEON Credit Cash Advance offers instant cash anywhere, anytime. It’s that simple and convenient!
New credit limit to suit your standard of living
2-months for overseas travel, medical, education, hospitalisation, and compassionate purposes
Supplementary – RM20*
*First year waived, subsequent year waived with minimum of 12 transactions per year.
No processing/penalty fee for early settlement of your AEON Balance Transfer.
No processing/penalty fee for early settlement of Ready Cash.
- No SST.
- No annual fee.
- No replacement card fee.
- BNM tiered interest rate (same as physical card).
P.O.Box 12754,50788 Kuala Lumpur
Fax : 03-7863 7898
FAQs
- Who is eligible to apply for this card?
Applicants must be Malaysian citizens or Japanese nationals, aged at least 21 years old, with a minimum annual income of RM24,000.
- How do I apply for this card?
Interested applicants may visit any AEON Credit Service branches nationwide or access to our website at myaeoncredit.com.my
- What are the documents required to apply for this card?
• MyKad photocopy (both sides) including Supplementary Card applicant (s) MyKad (if
applicable)
• Valid Passport / MyPR (front & back) / Employment Pass / Work PermitEmployed
• Latest 3 months payslip/Form E (with tax payment receipt) / EA / Latest 6 months
payslip for commission earners.Self Employed
• Business Registration Certificate or Form 9/24/49
• Latest 6 months Company Bank Statement / Form B with tax payment receipt.Foreigner (Japanese only)
• Minimum latest 1 month payslip / Employment letter as income proof / Copy of valid
MM2H (Malaysia My Second Home) social visit pass. - What are the features and benefits of this card?
AEON Points
• RM1 = 4X AEON Points (AEON BiG stores on 10th of every month)
• RM1 = 2X AEON Points spend on other retail transactions
(excludes Petrol, Government payments, trading, utilities bills and all fees and charges related transactions).Cashback
• 5% Cashback on AEON BiG Thank You Day on every 28th of the month
(Capped at RM100 per cardholder per month with total monthly pool of RM50,000)
• 5% Cashback for Petrol transaction every Sunday
(Capped at RM15 per cardholder per month with total monthly pool of RM10,000)
• 2% Cashback on online & overseas transactions daily
(Capped at RM15 per cardholder per month with total monthly pool of RM10,000)Other Value Added Benefits
Ready Cash
• Convert your available AEON Credit Card limit into cash with no documents
required, no processing fee and termination fee.Cash Advance
• Perform cash withdrawal anytime at any AEON Credit or Bank’s ATM (Automated
Teller Machine) with your PIN.Balance Transfer
• Transfer outstanding balances from other Banks’ Credit Card without early
settlement fee.Flexi Payment Plan
• Convert your purchases into an affordable monthly instalments payment plan. - How much is the annual fee charged for this card?
Principal Card – RM30
Supplementary Card – RM20
First year annual fee is waived. Subsequent yearly annual fee charges is waived upon usage of a minimum of 12 times transactions per year.