AEON Wallet - AEON Credit Service

Unlock More with
the AEON Wallet app

Shop, pay, earn points — and repeat! Your one-stop app to manage it all — from Wallet and Cards to Loans.

Features and Benefits

Explore the smart features that help you earn, pay, and stay protected on the go.

Basic or Premium Wallet – What’s the Difference?

*AEON Points

Earn up to 2X AEON Points for every RM1 spent for member recognition and payment at AEON Stores, AEON BiG Hypermarkets, AEON MaxValu Prime, AEON Wellness and Daiso By AEON.

QR PAYMENT

Paying with the app is as easy as 1-2-3. Now you can Scan & Pay with AEON QR and DuitNow QR!

Scan the QR code at merchant terminal - AEON QR or DuitNow QR.

Payment successful.

Transfer money instantly to AEON Wallet users or any bank via DuitNow in just a few taps.

Select transfer method - AEON Wallet or DuitNow and enter recipient details.

Confirm recipient details and enter amount.

Transfer successful

All your points, now in the app. Earn them on the go and turn them into cash anytime.

Key in the points value.

AEON Points will turn into cash and credited to your preferred product.

Now you can check your balance and transaction history in real-time.

Choose your product to view the balance.

Click on 'View all' to view the transaction history.

Now you can top up conveniently anywhere, anytime with no extra charges.

Tap on "Top up".

Select top up method - Online Banking or DuitNow Transfer and enter amount.

Top up successful.

Unlock your credit limit and enjoy smoother applications for all AEON Credit products.

Click on My Finance & click Join FinPlus Now.

Key in your gross & net salary, then click Submit.

Check your conditional credit limit & select Personal Financing or Credit Card to apply online.

Check your conditional credit limit, then visit our merchant store & select Vehicle or Product Financing to apply.

Click on Scan QR Code, then scan the QR displayed by our merchant to proceed your application.

FAQs

What is AEON Wallet and Scan & Pay?
AEON Wallet is a virtual electronic wallet created by AEON Credit Service Malaysia (ACSM) that allows you to store payment card(s) electronically in a secured manner on your mobile device or smartphone. This function provides a convenient way for you to make in-store payments at participating merchant outlets.
Scan & Pay is a function from AEON Wallet which allows you to pay via your wallet when you tag the card(s) of your choice when making payment via AEON Wallet (i.e. ACSM Credit Cards or AEON Member Plus Visa Card).
Who is eligible to use AEON Wallet?
Any of our customers can use AEON Wallet by downloading it via Google Play (Android), Apple Store (iOS) or Huawei AppGallery with the conditions below:
1. Having an active account for AEON Member Plus Visa Card, Prepaid Card, Credit Card, Easy Payment, Motorcycle Easy Payment, Motorcycle Easy Payment, Auto Financing, or Personal Financing.
2. Having a valid mobile number and email address for One Time Pin (OTP) verification purpose during set up of AEON Wallet account.
3. Maintain an active email account registered with ACSM for E-statement delivery purpose.
Is AEON Wallet app free to download?

Yes, AEON Wallet app is free to download via Google Play (Android), Apple Store (iOS) or Huawei AppGallery.
What device is compatible with AEON Wallet?
Any device is compatible with AEON Wallet as long as you meet the phone requirements as below:
1. Android 10.0 and above.
2. Apple iOS 12.1 and above.
3. Huawei EMUI 12.0 and above.
Is AEON Wallet secure for users?
AEON Wallet security features are listed as below:
1. No card(s) information are stored in the mobile device.
2. You may only register with one mobile device to one AEON Wallet account.
3. Real time transaction monitoring.
4. Providing 24/7 customer service and app lock.
How do I register for AEON Wallet?
1. Download AEON Wallet app via Apple App Store, Google Playstore or Huawei AppGallery.
2. Click on ‘Let’s Go’ button.
3. Enter your IC/Passport No and email address.
4. Enter 6-digits OTP sent via registered mobile number.
5. Create and confirm User PIN.
6. Account is successfully registered.
How many accounts can I register?

You may only register one account for each valid ID (Mykad/ Army ID/ Passport). Besides this, each unique registered mobile number can only be linked to one account only.
Can I log in to my AEON Wallet account upon switching to a new phone?
Yes, you may. Please follow the steps below:
1. Download AEON Wallet app on your new phone and click on ‘Let’s Go’.
2. Enter IC/Passport No and click on ‘Login Now’.
3. Enter Mobile Number and Password.
4. Enter the 6-digits OTP sent via registered mobile number.
5. Create and confirm PIN.
6. Account successfully logged in.
What is Basic Wallet?

As a basic wallet user, you will be able to top up, up to RM200, and access limited wallet features, including scan & pay at AEON stores, collect AEON Points, and receive refund.
What is Premium Wallet?

To enjoy Premium Wallet features, user will require to complete eKYC process under his basic wallet account. Upon successful verification, user wallet will be upgraded to a Premium Wallet account.

As a Premium Wallet user, you will be able to top up, up to RM10,000. In addition to Basic Wallet features, you will be able to perform fund transfer with other wallet account users.
What are the differences between Basic Wallet and Premium Wallet?

Basic Wallet has a wallet size of RM200 while Premium Wallet has a wallet size of RM10,000. Besides this, only Premium Wallet users are able to perform fund transfer with other AEON Wallet app users.