1. Introduction

1.1 The following terms and conditions ("Terms of Usage") shall govern your use of AEON Credit Service (M) Berhad’s AEON Wallet application ("AEON Wallet") using a compatible and supported Device (as defined in clause 29 herein). These Terms of Usage form a legal agreement that is binding between you and AEON Credit Service (M) Berhad ("AEON Credit") when you download, activate and/ or use the AEON Wallet, including enhancements and new versions made available in the future. By using AEON Wallet, you agree that you have fully read, understood and accepted the Terms of Usage. If you do not agree with these Terms of Usage, please do not proceed with the registration process or using AEON Wallet.

1.2 In addition to these Terms of Usage, you also agree to comply with and adhere to the Terms & Conditions of the following agreements (whichever is applicable):

1. a) the AEON Credit Card* Cardholder Agreement;
2. b) the AEON Prepaid Card* Cardholder Agreement;
3. c) the customer agreement for loyalty programme/ membership card issued by or for AEON Credit
4. and/ or AEON group of companies in Malaysia (“AEON Group”) (whichever applicable); and
5. d) the terms and conditions of any other document or agreement governing your relationship with
6. us, including any AEON financing agreements and various types of credit cards and prepaid cards
7. issued by AEON Credit) 
(*Note: Including various types of credit cards and prepaid cards issued by AEON Credit)

2. AEON Wallet Application Software (“the Application”)

2.1 To use the AEON Wallet, you are required to download the application software from Google Play Store, Huawei App Gallery or Apple App Store to your Device, and thereafter register the AEON Wallet with AEON Credit through the application.

2.2 AEON Credit is not responsible or liable in any way for your access to the Google Play Store, Huawei App Gallery and Apple App Store. You are solely responsible for the installation, configuration or compatibility of the hardware, software and other equipment used for installation of the AEON Wallet application on your Device.

2.3 Registration for the wallet is strictly limited to individuals aged 18 and above. Users below the age of 18 are not permitted to create or hold an account. By registering for the wallet, you confirm that you are at least 18 years old.

3. Your Responsibilities

3.1 You agree to register for the AEON Wallet and provide true, accurate, current and complete information as prompted by AEON Wallet's registration form ("Registration Data"). If you provide any information that is untrue, inaccurate, not current or incomplete, or if AEON Credit has reasonable grounds to believe that any information is untrue, inaccurate, outdated or incomplete, AEON Credit reserves the right to suspend or terminate your access to AEON Wallet and refuse all current or future use of AEON Wallet (or any part thereof) without any liability.

3.2 You shall ensure the compatibility of your Device with AEON Wallet. If changes and upgrades are introduced to AEON Wallet, you shall be responsible for ensuring the continued compatibility of your Device and you shall have no claim whatsoever against AEON Credit arising therefrom.

3.3 You shall be responsible for acquiring and maintaining any Device, software and mobile network/ data services to use AEON Wallet and for ensuring the accuracy of all information or transaction data submitted or confirmed by you through AEON Wallet; and

3.4 You shall not install the Application on a jail-broken or rooted Device. Unauthorized modifications to any Device(s) operating systems ("jail-breaking or rooting") bypass security features, causing the Device(s)  vulnerable to fraudulent attacks. Such modifications may also expose your Account(s) registered under AEON Wallet to unauthorized use, whether remotely performed or otherwise.

3.5 You are solely responsible for all fees and charges related to accessing and connecting to AEON Wallet including but not limited to phone/ telecommunication usage, mobile data usage charges and any other charges imposed by your network/ Wi-Fi service provider.

3.6 Your AEON Wallet account is non-transferable, and you must be the individual associated with the NRIC or passport number registered with AEON Credit.

3.7 You are responsible for maintaining the confidentiality of your password, or PIN for the Application, and you shall be fully responsible for all activities/ transactions made with your Password or PIN or Account. AEON Credit will not be liable for any loss or damage arising from:

1. a) your failure to take reasonable steps to maintain the confidentiality of your Account, password or PIN,
2. b) your failure to log out from the Application immediately after completing a transaction or inquiry, or
3. c) your negligence in safeguarding/securing your Device from loss or theft.

4. Use of AEON Wallet

4.1 By installing the Application, you represent and warrant that you are the person holding the relevant credit card, prepaid card, loyalty programme/ membership or other account with AEON Credit to be enrolled for utilisation in the AEON Wallet.

4.2 By using the Application, you agree and undertake to use the Application functions in compliance with these Terms of Usage, and accept the risk that by enabling the Application on your Device, unauthorised access to your account or login information may occur. You will be solely liable for all information accessed or transactions performed by any other person without your knowledge, authority or consent.

4.3 References to material and information contained on AEON Wallet include such material and information provided by third parties. AEON Credit does not make any express or implied warranties, including but not limited to any warranties of title, non-infringement, merchantability, usefulness, operation, completeness, currency, accuracy, satisfactory quality, reliability, fitness for a particular purpose in respect of such material, information and/ or functions therein.

4.4 You understand and agree that the AEON Wallet is provided on an "as-is basis" and that AEON Credit assumes no responsibility for your inability to access or use the AEON Wallet, any part thereof, the rejection of your transactions, the incorrect processing of your transactions. This includes, but is not limited to, your failure to maintain your account with the network/ Wi-fi service provider, or your failure to obtain or use the necessary application version, Device(s), internet browser or other hardware/ software. This includes any failure to upgrade operating system or software or to use the most recent versions required by AEON Credit.

4.5 AEON Credit does not warrant that access to the whole or part(s) of AEON Wallet, the materials,information and/ or the functions contained therein will be provided uninterrupted or error-free. This includes the possibility of delays, failures, errors or loss of transmitted information, the transmission of viruses or other destructive properties, or damage to your Device.

4.6 Without limiting the above and/ or the terms and conditions of the applicable agreements governing all the products and services of AEON Credit, reasonable measures will be taken by the Company to ensure the integrity of systems and processes, as well as timely processing of transactions and information requests related to services offered by the Company through the AEON Wallet.

4.7 The materials, information and functions provided shall not under any circumstances be interpreted as an offer or solicitation to sell, buy, give, take, issue, redeem or transfer, nor shall they be construed as the provision of advice concerning loans, advances, credits or easy payment products in any jurisdiction. You shall be responsible to evaluate the quality, adequacy, completeness, currency and usefulness of all services, content, advice, opinions and other information obtained or accessible through AEON Wallet.

4.8 While there are currently no charges imposed by AEON Credit for installation and usage of AEON Wallet, the Company may, at its sole discretion, impose fees or charges for AEON Wallet (or service(s) under AEON Wallet) at any time in the future, by providing prior notice to you in accordance with Clause 27.

5. Wallet Account Type

5.1 A summary of AEON Wallet Account type and its limitations is as follows:

5.2 To use AEON Wallet, you must download the application on your Device and create a wallet account with AEON Credit. Once the wallet account is created, you will have a Basic Wallet Account type where the wallet limit is RM200.00 only.

5.3 You may opt-in to increase your wallet account limit to RM10,00.00 by successfully completing the e-KYC process. Once the process is completed, you will be entitled to a Premium Wallet Account together with its benefits and features.

5.4 In the event of any issues encountered with the e-KYC process, you may proceed to any AEON Credit branch or counter.

5.5 Upon completing the e-KYC process, you acknowledge that AEON Credit may use relevant Personal Information and Data for identity verification and/ or authentication purposes.

5.6 Peer to peer transactions (Money In/ Out) for Basic Accounts are not allowed, this excludes the repayment transactions from Basic Accounts to any of AEON Credit Financing or Card products.

5.7 AEON Point Redemption is not allowed for Basic and Premium Accounts. If you wish to redeem collected AEON Points, you may proceed to apply for an AEON Member Plus Visa Card in AEON Wallet or at any AEON Credit branch or kiosk. Only upon successful card collection, you will be allowed to proceed with point redemption into cash.

5.8 The Wallet Statement will provide transaction history, including fees and charges, for the past twelve (12) months, except for transactions which are not yet processed by AEON Credit.

1. 5.8.1 You may request AEON Credit for a printed statement of account detailing the purchase
2. transactions for the Wallet Account up to a period of three (3) months and AEON Credit shall be
3. entitled to charge a fee of Ringgit Malaysia Five (RM5.00) only per statement or at such other rate
4. as may be prescribed by AEON Credit from time to time. This fee may be debited by AEON
5. Credit directly from the Stored Value of the Prepayment in your Wallet Account.
   
   
6. 5.8.2 All information contained in such statements issued by AEON Credit shall be deemed to be
7. accurate, conclusive and binding on you as Wallet Owner, unless you notify AEON Credit
8. otherwise in writing within fourteen (14) business days of the date of receipt of such statements.
9. For avoidance of doubt, such statement of account shall be deemed to have been duly received
10. by you within forty-eight (48) hours from the date of posting.

6. AEON Pay

6.1. You may enroll your payment card(s) and/ or loyalty programme/ membership card(s) (“Card”) and store them electronically in the AEON Wallet. You may use the Device to make contactless payments using AEON Pay function and obtain loyalty programme/membership recognition to earn or redeem reward points, etc.

6.2. The AEON Pay function can be used for contactless payments via Quick Response Code (“QR Code”) technology at participating merchants for amounts not exceeding your Credit Limit (as defined in the AEON Credit Card Cardholder Agreement), Stored Value (as defined in the AEON Prepaid Card Cardholder Agreement) or other limit as notified to you by the Company from time to time at the Company’s sole and absolute discretion.

6.3. By using the AEON Pay for payments, you accept the risk that unauthorised payment transactions may be made using AEON Pay on your Device (linked to your Card information), and you will be solely liable for all such payment transactions, notwithstanding that your Device or PIN may have been used by any other person without your knowledge, authority or consent.

6.4. The usage of AEON Pay is limited to the Device associated with the mobile phone number registered with AEON Credit for your credit card, prepaid card or other ACSM product that you are currently using.

7. AEON Points 

7.1 AEON Points is earned and awarded under the AEON Group Loyalty Programme for Cardholders of AEON Member Plus Visa Card issued by AEON Credit Service (M) Berhad and/or for user of AEON Wallet and/ or for user of AEON Bank (M) Berhad (“AEON Bank”)’s mobile application. AEON Points earned across the AEON group of companies (including AEON Credit Service (M) Berhad (ACSM), AEON Bank (M) Berhad, and AEON Co. (M) Berhad are accumulated at customer level for each unique customers of the AEON group of companies. 

7.2 AEON Points are awarded to you based on the total posted Ringgit Malaysia (RM) amount of eligible purchases within and outside Malaysia charged to the Wallet Account or based on the total posted Ringgit Malaysia (RM) amount of transactions performed via AEON Bank’s mobile application.

7.3 The AEON Points earned are valid for up to three (3) years period from the year the AEON Points have been accumulated.

7.4 The applicable expiry dates for AEON Points earned will be shown in your Device and/ or Wallet Statement, and AEON Points earned but not redeemed will be forfeited on the expiry dates.

7.5 AEON Points earned are accumulated in the AEON Group Loyalty account can be redeemed at any of the following channels: -

1. Redemption to cash value and credited into your AEON Member Plus Visa Card account. You may perform redemption via www.myaeoncredit.com.my, AEON Wallet or any other medium which will be made available from time to time and subject to the terms and conditions applicable to the AEON Group Loyalty Programme, as notified in writing by AEON Credit to the Cardholder.
2. You may perform redemption via MYAEON2Go and set off against and/ or deduct the total amount stated in invoice/ payment receipt issued by the merchant which is payable by you to the merchant.
3. You may perform redemption to the foundation via e-donation in AEON Wallet which will be made available from time to time. E-donation is limited to only one (1) time per day.
4. You may perform redemption via AEON Bank's mobile application.
5. The applicable expiry dates for AEON Points earned will be shown in the Cardholder’s AEON Group Loyalty Statement. Any AEON Points earned but not redeemed will be forfeited on the respected expiry dates.

1. AEON Wallet; or
2. AEON Credit Website at www.myaeoncredit.com.my; or
3. Visit any AEON Credit Service Counter; or
4. AEON Bank's mobile application; or
5. Any other channels which will be made available from time to time.

8. Delete Account

8.1 Upon your decision to delete your account, your Wallet Account will be removed from AEON Wallet application.

8.2 Current collected AEON points, remaining available wallet balance and/ or active financial products (if available) shall not be impacted by the deletion of the Wallet account.

8.3. If you have active AEON Member Plus Visa card or any AEON Cards, you can still use the physical card to perform transactions.

8.4. Upon successful account deletion, you are allowed to register again to reactivate your Wallet Account.

9. Mobile Device Setting

9.1. AEON Wallet is compatible with Android 10.0 and higher, EMUI 12.0 and above for Huawei devices, and iOS 12.1 or later.

9.2 AEON Wallet is available in both English and Bahasa Malaysia. The language will be displayed based on your Device language. The default language will be English if your Device language is neither English nor Bahasa Malaysia.

10. Security of AEON Wallet

10.1 You must:

1. (a) suspect or become aware that the Device is lost or stolen;
2. (b) suspect or become aware that the mobile PIN has or may have been disclosed to another person; or
3. (c) suspect or become aware that there has been unauthorised use of PIN/ Password or Device.

11. Disputes

11.1 All disputes arising from the Wallet Statement shall be made or notified to AEON Credit within fourteen (14) days from the date of the Statement to the Customer Care Centre as set out in Clause 31 herein. Not withstanding anything herein to the contrary, the Wallet Owner shall be deemed to have conclusively accepted all charges on the Statement if the same are not disputed within the said period of fourteen (14) days.

11.2 In the event that the Wallet Owner disputes any transactions pursuant to Clause 11.1 hereof, AEON Credit may in its absolute discretion conduct any investigation(s) regarding the disputed transaction(s)wherein the following shall apply:

1. a) If AEON Credit’s investigation(s) reveal or indicate that the Wallet Owner is liable for any of the disputed transaction(s), the Wallet Owner shall bare the disputed transaction cost.
2. b) If AEON Credit’s investigation(s) reveal or indicate that the Wallet Owner is not liable for any of the disputed transaction(s), the Wallet Owner shall not bare the disputed transaction cost.

12. Intellectual Property

12.1 Ownership

1. Pengenalan

1.1 Terma dan syarat berikut ("Syarat Penggunaan") akan mentadbir penggunaan anda atas aplikasi AEON Wallet milik AEON Credit Service (M) Berhad ("AEON Wallet") menggunakan peranti yang serasi dan disokong (seperti yang ditakrifkan dalam klausa 29 di sini). Syarat Penggunaan ini membentuk perjanjian undang-undang yang mengikat antara anda dan AEON Credit Service (M) Berhad ("AEON Credit" dan "Syarikat") apabila anda memuat turun, mengaktifkan dan/atau menggunakan AEON Wallet, termasuk peningkatan dan versi baharu yang disediakan pada masa hadapan. Dengan menggunakan AEON Wallet, anda bersetuju bahawa anda telah membaca, memahami dan menerima Syarat Penggunaan sepenuhnya. Jika anda tidak bersetuju dengan Syarat Penggunaan ini, sila jangan teruskan proses pendaftaran atau menggunakan AEON Wallet.

1.2 Sebagai tambahan kepada Terma Penggunaan ini, anda juga bersetuju untuk mematuhi Terma & Syarat perjanjian berikut (yang mana berkenaan):

1. a) Perjanjian Pemegang Kad Kredit AEON*;
2. b) Perjanjian Pemegang Kad Prabayar AEON*;
3. c) Perjanjian pelanggan untuk Program Keahlian Kumpulan AEON /kad keahlian yang dikeluarkan oleh atau untuk AEON Credit dan/atau kumpulan syarikat AEON di Malaysia (“Kumpulan AEON”) (yang mana berkenaan); dan
4. d) Terma dan syarat mana-mana dokumen atau perjanjian lain yang mengawal hubungan anda dengan kami, termasuk sebarang perjanjian pembiayaan AEON dan pelbagai jenis kad kredit dan kad prabayar yang dikeluarkan oleh AEON Credit. (*Nota: Termasuk pelbagai jenis kad kredit dan kad prabayar yang dikeluarkan oleh AEON Credit)

2. Perisian Aplikasi AEON Wallet (“Aplikasi”)

2.1 Untuk menggunakan AEON Wallet, anda dikehendaki memuat turun Aplikasi daripada Google Playstore, Huawei App Gallery atau Apple App Store ke peranti anda dan selepas itu mendaftarkan AEON Wallet dengan AEON Credit melalui aplikasi tersebut.

2.2 AEON Credit tidak akan bertanggungjawab atau menanggung sebarang liabiliti terhadap akses anda ke Google Playstore, Galeri Aplikasi Huawei dan Apple App Store. Anda bertanggungjawab sepenuhnya untuk pemasangan, konfigurasi atau keserasian perkakasan, perisian dan peralatan lain yang digunakan untuk pemasangan aplikasi AEON Wallet pada peranti anda.

2.3 Pendaftaran untuk AEON Wallet adalah individu yang berumur 18 tahun ke atas. Pengguna di bawah umur 18 tahun tidak dibenarkan membuat atau memegang akaun. Dengan mendaftar untuk AEON Wallet, anda mengesahkan bahawa anda berumur sekurang-kurangnya 18 tahun.

3. Tanggungjawab Anda

3.1 Anda bersetuju untuk mendaftar AEON Wallet dan memberikan maklumat yang benar, tepat, terkini dan lengkap seperti yang diminta oleh borang pendaftaran AEON Wallet ("Data Pendaftaran"). Sekiranya anda memberikan sebarang maklumat yang tidak benar, tidak tepat, tidak erkini atau tidak lengkap, atau jika AEON Credit mempunyai alasan yang munasabah untuk mempercayai bahawa sebarang maklumat adalah tidak benar, tidak tepat, lapuk atau tidak lengkap, AEON Credit berhak untuk menggantung atau menamatkan akses anda kepada AEON Wallet serta menolak semua penggunaan semasa AEON Wallet atau akan datang tanpa sebarang liabiliti.

3.2 Anda hendaklah memastikan keserasian peranti anda dengan AEON Wallet. Jika terdapat sebarang perubahan dan pernambaikan yang diperkenalkan kepada AEON Wallet, anda hendaklah bertanggungjawab untuk memastikan keserasian berterusan peranti anda dan anda tidak akan mempunyai sebarang tuntutan terhadap AEON Credit berhubung perkara tersebut.

3.3 Anda hendaklah bertanggungjawab untuk memperoleh dan menyelenggara sebarang peranti, perisian dan perkhidmatan rangkaian/data mudah alih untuk menggunakan AEON Wallet dan untuk memastikan ketepatan semua maklumat atau data transaksi yang diserahkan atau disahkan oleh anda melalui AEON Wallet.

3.4 Anda tidak boleh memasang Aplikasi pada peranti yang telah di-’jailbreak’ atau di-‘root’. Pengubahsuaian tanpa kebenaran pada mana-mana sistem pengendalian Peranti ("menjailbreak atau me-root") memintas ciri keselamatan, menyebabkan peranti terdedah kepada serangan penipuan. Pengubahsuaian sedemikian juga boleh mendedahkan akaun anda yang didaftarkan di bawah AEON Wallet kepada penggunaan yang tidak dibenarkan, sama ada dilakukan dari jauh atau sebaliknya.

3.5 Anda bertanggungjawab sepenuhnya untuk semua yuran dan caj yang berkaitan dengan mengakses dan menyambung ke AEON Wallet termasuk tetapi tidak terhad kepada penggunaan telefon/telekomunikasi, caj penggunaan data mudah alih dan sebarang caj lain yang dikenakan oleh pembekal perkhidmatan rangkaian/Wi-Fi anda.

3.6 Akaun AEON Wallet anda tidak boleh dipindah milik, dan anda mestilah individu yang berkaitan dengan nombor Kad Pengenalan atau nombor pasport yang berdaftar dengan AEON Credit.

3.7 Anda bertanggungjawab untuk mengekalkan kerahsiaan kata laluan anda, atau PIN untuk Aplikasi, dan anda hendaklah bertanggungjawab sepenuhnya untuk semua aktiviti/transaksi yang dibuat dengan kata laluan atau PIN atau akaun anda. AEON Credit tidak akan bertanggungjawab ke atas sebarang kerugian atau kerosakan yang timbul daripada:

1. a) kegagalan anda untuk mengambil langkah yang wajar untuk mengekalkan kerahsiaan akaun, kata laluan atau PIN anda;
2. b) kegagalan anda untuk log keluar daripada Aplikasi sebaik sahaja menyelesaikan transaksi atau pertanyaan; atau 
3. c) kecuaian anda dalam melindungi/menjaga peranti anda daripada kehilangan atau kecurian.

4. Penggunaan AEON Wallet

4.1 Dengan menggunakan Aplikasi AEON Wallet, anda menyatakan dan menjamin bahawa anda ialah pemegang kad kredit, kad prabayar, program kesetiaan/keahlian yang berkaitan atau akaun lain dengan AEON Credit untuk didaftarkan untuk digunakan dalam AEON Wallet.

4.2 Dengan menggunakan Aplikasi AEON Wallet, anda bersetuju dan berjanji untuk menggunakan fungsi-fungsi Aplikasi dengan mematuhi Syarat Penggunaan ini dan menerima risiko bahawa dengan mengaktifkan Aplikasi pada peranti anda, akses tanpa kebenaran ke akaun atau maklumat log masuk anda mungkin berlaku. Anda akan bertanggungjawab sepenuhnya terhadap semua maklumat yang diakses atau transaksi yang dilakukan oleh mana-mana pihak tanpa pengetahuan, kuasa atau persetujuan anda.

4.3 Rujukan kepada bahan dan maklumat yang terkandung pada AEON Wallet termasuk bahan dan maklumat yang disediakan oleh pihak ketiga. AEON Credit tidak memberikan sebarang jaminan secara nyata atau tersirat, termasuk tetapi tidak terhad kepada sebarang jaminan hak milik, bukan pelanggaran hak, kebolehdagangan, kegunaan, operasi, kesempurnaan, mata wang, ketepatan, kualiti yang memuaskan, kebolehpercayaan, kesesuaian untuk tujuan tertentu berkenaan dengan bahan, maklumat dan/atau fungsi tersebut di dalamnya.

4.4 Anda memahami dan bersetuju bahawa AEON Wallet disediakan berdasarkan "seadanya" (“as-is basis”) dan AEON Credit tidak bertanggungjawab atas ketidakupayaan anda untuk mengakses atau menggunakan AEON Wallet, mana-mana bahagian daripadanya, penolakan transaksi anda, pemprosesan transaksi anda yang salah. Ini termasuk, tetapi tidak terhad kepada, kegagalan anda untuk mengekalkan akaun anda dengan perkhidmatan rangkaian/Wi-Fi, atau kegagalan anda untuk mendapatkan atau menggunakan versi aplikasi, peranti, pelayar internet atau perkakasan / perisian lain yang diperlukan. Ini termasuk sebarang kegagalan untuk menaik taraf sistem pengendalian atau perisian atau menggunakan versi terkini yang diperlukan oleh AEON Credit.

4.5 AEON Credit tidak menjamin bahawa akses kepada keseluruhan atau mana-mana bahagian AEON Wallet, bahan, maklumat dan/atau fungsi yang terkandung di dalamnya akan disediakan tanpa gangguan atau tanpa ralat. Ini termasuk kemungkinan kelewatan, kegagalan, ralat atau kehilangan maklumat yang dihantar, penghantaran virus atau sifat pemusnah lain, atau kerosakan pada peranti anda.

4.6 Tanpa mengehadkan perkara di atas dan/atau terma dan syarat perjanjian yang berkenaan yang mengawal semua produk dan perkhidmatan AEON Credit, langkah-langkah yang munasabah akan diambil oleh Syarikat untuk memastikan integriti sistem dan proses, serta pemprosesan transaksi dan permintaan maklumat yang tepat pada masanya berkaitan perkhidmatan yang ditawarkan oleh Syarikat melalui AEON Wallet.

4.7 Bahan, maklumat dan fungsi yang disediakan dalam apa jua keadaan tidak boleh ditafsirkan sebagai tawaran atau permintaan untuk menjual, membeli, memberi, mengambil, mengeluarkan, menebus atau memindahkan, dan juga tidak boleh ditafsirkan sebagai pemberian nasihat mengenai pinjaman, pendahuluan, kredit atau produk pembayaran mudah dalam mana-mana bidang kuasa. Anda hendaklah bertanggungjawab untuk menilai kualiti, kecukupan, kesempurnaan, mata wang dan kegunaan semua perkhidmatan, kandungan, nasihat, pendapat dan maklumat lain yang diperoleh atau boleh diakses melalui AEON Wallet.

4.8 Walaupun pada masa ini tiada caj yang dikenakan oleh AEON Credit untuk pemasangan dan penggunaan AEON Wallet, Syarikat boleh, mengikut budi bicara mutlaknya, mengenakan bayaran atau caj untuk AEON Wallet (atau mana-mana perkhidmatan di bawah AEON Wallet) pada bila-bila masa pada masa hadapan dengan memberikan notis awal kepada anda mengikut Klausa 27.

5. Jenis Akaun Wallet

5.1 Ringkasan jenis Akaun AEON Wallet dan hadnya adalah seperti berikut:

5.2 Untuk menggunakan AEON Wallet, anda mesti memuat turun aplikasi pada peranti anda dan membuat akaun Wallet dengan AEON Credit. Setelah akaun Wallet berjaya didaftarkan, anda akan diberikan jenis “Akaun Asas” (“Basic Wallet”) di mana saiz wallet adalah RM200.00 sahaja.

5.10.1 Sekiranya Kad AEON Member Plus Visa berjaya dipohon, diambil dan diaktifkan, sebarang baki Akaun Wallet dan Mata AEON yang tinggal akan ditunjukkan secara automatik dalam akaun Kad AEON Member Plus Visa dalam aplikasi AEON Wallet.

6. AEON Pay

6.1 Anda boleh mendaftarkan kad pembayaran anda dan/atau program kesetiaan/kad keahlian (“Kad”) dan menyimpannya secara elektronik dalam AEON Wallet. Anda boleh menggunakan peranti untuk membuat pembayaran tanpa sentuh menggunakan fungsi AEON Pay dan mendapatkan program kesetiaan/pengiktirafan keahlian untuk memperoleh atau menebus mata ganjaran dan sebagainya.

7. Mata Ganjaran AEON

7.1 Mata Ganjaran AEON diperoleh dan diberikan di bawah Program Keahlian Kumpulan AEON, program mata ganjaran pelanggan yang diuruskan oleh AEON Credit, untuk pemegang Kad AEON Member Plus Visa yang dikeluarkan oleh AEON Credit dan/atau untuk pengguna AEON Wallet dan/atau aplikasi mudah alih AEON Bank (M) Berhad (“AEON Bank”). Mata Ganjaran AEON diperoleh di seluruh Kumpulan AEON (merujuk kepada kumpulan syarikat yang beroperasi di bawah Kumpulan AEON di Malaysia, termasuk tetapi tidak terhad kepada AEON, AEON Co. (M) Bhd, AEON BiG (M) Sdn Bhd dan AEON Bank (M) Berhad) terkumpul pada peringkat pelanggan untuk setiap pelanggan unik Kumpulan AEON.

8. Penamatan Akaun

8.1 Apabila anda membuat keputusan untuk menamatkan akaun anda, Akaun Wallet anda akan di keluarkan daripada aplikasi AEON Wallet.

8.2 Mata Ganjaran AEON semasa yang dikumpul, baki Wallet tersedia dan/atau produk kewangan aktif (jika ada) tidak akan terjejas oleh penamatan akaun Wallet.

8.3 Jika anda mempunyai kad AEON Member Plus Visa aktif atau mana-mana Kad AEON, anda masih boleh menggunakan kad fizikal untuk melakukan transaksi.

8.4 Selepas penamatan akaun berjaya, anda dibenarkan mendaftar semula untuk mengaktifkan semula Akaun Wallet anda.

9. Tetapan Peranti Mudah Alih

9.1 AEON Wallet serasi dengan Android 10.0 dan ke atas, EMUI 12.0 dan ke atas untuk peranti Huawei dan iOS 12.1 atau versi lebih baharu.

9.2 AEON Wallet tersedia dalam Bahasa Inggeris dan Bahasa Malaysia. Bahasa paparan akan ditetapkan berdasarkan bahasa pada peranti anda. Bahasa di pra pilih ialah Bahasa Inggeris jika bahasa peranti anda bukan Bahasa Inggeris atau Bahasa Malaysia.