AEON Credit Executive Business Card (by invitation only)

The Card for All Your Business Needs

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Overview

With our Cashback, you’ll be bringing home spare cash, not just groceries.

AEON BiG & AEON Co.

Up to 1% Cashback on all retail transactions from AEON Co. and AEON BIG Stores

Cashback

0.5% Cashback on other retail transactions (excluding petrol and government services)

Premium Lounge

Complimentary 6X access to Plaza Premium Lounge for Cardholder

Calculate Your Savings

Our helpful tool to help you calculate your savings when spending with our AEON credit card.

Savings Calculator

Credit Card Requirements

Minimum Age & Requirements

21 years old
The business entity must be in operations for at least two (2) years.
For companies, minimum shareholder funds must be at least RM50K.

Documents required (non-returnable):

Private Limited Company (Sdn Bhd)/Public Limited Company (Bhd):

Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of all appointed Director(s) and all Guarantor(s).
Certified True Copy Form 8/Form 9 Section 32.
Certified True Copy Form 24/Section 78.
Certified True Copy Form 49/Section 58.
Certified True Copy Memorandum and Articles of Association/Section 32.
Latest 6 months Bank Statement.
Latest 1 year latest Audited Financial Statement.
Credit Bureau consent letter.

Sole Proprietor/Partnership:

Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of Proprietor/all Partner(s).
Credit Bureau consent letter.
Latest 6 months Bank Statements.
Latest Form B/Form P with official tax receipt.
Peninsular Malaysia: Latest Suruhanjaya Syarikat Malaysia (SSM) print out and latest Business License; OR Sabah: Latest Trading License; OR Sarawak: Business Registration Certificate, Latest Business License and extract of Registration of Business name.

Limited Liability Partnership:

Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of appointed Partner(s)
Certificate of Registration with CCM
Latest Certificate of Good Standing
Latest 6 months Bank Statements
Latest Form P with official tax receipt
Credit Bureau consent letter

Features and Benefits

Important info about AEON Credit Executive Business Card (by invitation only).

Cashback

With an AEON Credit Executive Business Card, you can earn more cashback all year long. Plus, it will be automatically credited into your account.

1% Cashback on all retail transactions from AEON Co and AEON BiG stores.
0.5% Cashback on other retail transactions (excluding petrol and government services)

Plaza Premium Lounge Access

Indulge yourself in a moment of relaxation; enjoy 6x complimentary access to Plaza Premium Lounges for a year at participating lounges in Malaysia.

Download Terms & Conditions

Travel Insurance

Up to RM1,000,000 insurance coverage.

This insurance is underwritten by MSIG Malaysia and subject to terms and conditions of the respective master policies.

Download PDF

Annual Fees

Waived

Tiered Finance Charges

Finance Charge of the outstanding will be calculated on daily basis based on Tiered Finance Rate Structure as below:
tiered-finance-rate-structure-table

Minimum Monthly Repayment

5% of Current Balance, 100% Service Tax, 100% Monthly Instalment and 100% Past Due amount OR minimum of RM 50; whichever is higher.

Late Payment Charges

Minimum RM10 or 1% of the total outstanding retail and cash advance transactions, whichever is higher subject to a maximum of RM100.

Overseas Transaction

Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardholder’s Account after conversion into Ringgit Malaysia, at the exchange rate as determined by Visa/Mastercard on the day of conversion including a service fee of 1.0%.

Interest Free Period for Retail Transactions

Cardholders that pay in full before/on payment due of the previous month’s statement will enjoy an interest- free period of 20 days for all Retail Transactions only.

Cardholders that pay minimum before/on the payment due date and revolve their previous month’s outstanding balances, will be charged finance charges as per applicable Tiered Finance Rate Structure for all Retail Transactions from posting date of the Retail Transaction.

Card Replacement Fee

Damaged Card will be replaced free of charge. If your card is lost or stolen, a fee of RM35 will be charged per card for first time replacement and RM50 per card for subsequent replacements.

Sales Draft Retrieval Fee

RM15 per copy.
Only request for last 3 months will be entertained.

Statement Request Fee Upon request only

Only request for last 3 months will be entertained. RM 5 per copy.

Credit Balance Refund Fee

IBG Fee of RM0.10 or cheque issuance fee of RM0.50, depending on instrument of refund requested by customers.

Flexi Payment Plan

Start from as low as 2.5% interest of total amount converted. Early Settlement is RM50 per request.

0% Instalment Payment Plan

Cancellation/Early Settlement is RM30 per request.

20 Days Interest Free Period

Enjoy 20 days interest free period from the date of your monthly billing statement if you have paid the previous month’s statement in full.

0% Instalment Payment Plan

Enjoy 0% Instalment Plan with AEON Corporate Card which allows easier financial planning. The tenure of 0% Instalment Plan is applicable up to 36 months and varies on selected merchants.

Flexi Payment Plan

Call us today and we will help to convert your purchases to affordable monthly instalments after 3 working days from the date of purchase and before transaction is posted/or stated in the current month’s statement. Terms and Conditions apply.

Global Travel Coverage up to RM1,000,000

Enjoy your vacation without any worries knowing that you have the protection from us of up to RM1,000,000 coverage.

*This Insurance is underwritten by MSIG MALAYSIA and subject to terms and conditions of the respective master policies.

Download Terms & Conditions

FAQs

Who is eligible to apply for this card?
By invitation only for Private Limited Company (Sdn Bhd)/Public Limited Company (Bhd)
How do I apply for this card?
Our sales representative will assist with the application processing upon receive of invitation to apply for this card.
What are the documents required to apply for this card?
• Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of all appointed Director(s) and all Guarantor(s).
• Certified True Copy Form 8/Form 9 Section 32.
• Certified True Copy Form 24/Section 78.
• Certified True Copy Form 49/Section 58.
• Certified True Copy Memorandum and Articles of Association/Section 32.
• Latest 6 months Bank Statement.
• Latest 1 year Company Audited Financial Statement.
• Credit Bureau consent letter.

Sole Proprietor/Partnership:
• Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of Proprietor/all Partner(s).
• Credit Bureau consent letter.
• Latest 6 months Bank Statements.
• Latest Form B/Form P with official tax receipt.
• Peninsular Malaysia: Latest Suruhanjaya Syarikat Malaysia (SSM) print out and latest Business License; OR Sabah: Latest Trading License; OR Sarawak: Business Registration Certificate, Latest Business License and extract of Registration of Business name.

Limited Liability Partnership:
• Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of appointed Partner(s)
• Certificate of Registration with CCM
• Latest Certificate of Good Standing
• Latest 6 months Bank Statements
• Latest Form P with official tax receipt
• Credit Bureau consent letter
How much is the annual fee charges for this card?
This card is offered Free for Life of Annual Fees for its account holders.
What are the features and benefits of this card?
Cashback
• 1% Cashback on all retail transactions from AEON Stores and AEON BiG Hypermarkets
• 0.5% Cashback on other retail transactions (excluding petrol and Government payment)

Travel
• 6X Complimentary access to Plaza Premium Lounge for Cardholders per year
• Travel Insurance coverage of up to RM1,00,000,000.

Other Value Added Benefits
Cash Advance
• Perform cash withdrawal anytime at any AEON Credit or Bank’s ATM (Automated Teller Machine) with your PIN.

Flexi Payment Plan
• Convert your purchases into an affordable monthly instalments payment plan.