Overview
With our Cashback, you’ll be bringing home spare cash, not just groceries.
5% AEON Store Cashback
Get 5% Cashback on the 20th & 28th every month at AEON Stores & AEON BiG Hypermarkets
2X AEON Points
Earn 2X AEON Points everyday for every RM2 spent at AEON Stores & AEON BiG Hypermarkets
Virtual Card
Immediate access upon card approved
Credit Card Requirements
Minimum Age & Annual Income
- Principal: 21 years old
- Supplementary: 18 years old
- Minimum Annual Income: RM24000 (for Malaysians)
- Minimum Annual Income: RM48,000 (for Japanese, Malaysian PR, and MM2H applicants)
Documents Required (Non-Returnable)
- MyKad photocopy (both sides) including Supplementary card applicant(s) MyKad (if applicable).
- Latest 3 months payslip/Form BE (with tax payment receipt)/EA/Latest 6 Months payslip for commission earners.
- Business Registration Certificate or Form 9/24/49.
- Latest 6 months Company Bank Statements/Form B with tax payment receipt.
Valid Email Address and Mobile Number
- Principal & Supplementary card applicant is required to have a valid email address and mobile phone number for verification purposes.
- A Verification Code will be sent to applicant for the sole purpose of details verification in order to complete the application process.
- If application is made via the Telemarketing channel, AEON Credit Telemarketing Officer will contact the applicant to confirm on the Verification Code.
Features and Benefits
Important info about AEON Classic Mastercard.
AEON Points- 2X AEON Points at every RM2 spent at AEON Stores( AEON retail, MaxValu, Daiso(by AEON), Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy, AEON Wellness) & AEON BiG Hypermarkets every day (except 20th and 28th).
- 1X AEON Point for every RM4 spend on other transaction exclude petrol, government department, trading, utility bills and all fees and charges related transactions.
Accumulate your AEON Points and convert it into cash at the conversion rate of 200 AEON Points = RM1.
5% Cashback on AEON Thank You Day- 5% Cashback on AEON Thank You Day at AEON Stores (AEON retail, MaxValu, Daiso (by AEON), Komaiso, AEON Delight, MyAEON2Go, AEON Fantasy, AEON Wellness) & AEON BiG Hypermarkets on the 20th & 28th of every month.
- Cashback is capped at RM100 per card account per calendar month.
Virtual Card- Activate and spend virtual credit card instantly, while waiting physical card delivery.
- Conveniently accessible via AEON Wallet.
Ready CashThere is no processing fee and penalty for early settlement of your AEON Ready Cash plan.
Balance TransferConsolidate your outstanding balances from other credit cards and transfer it to your AEON card at lower interest rate.
There is no processing fee and penalty for early settlement of your AEON balance transfer plan.
** If you make full monthly payment of your Balance Transfer instalments For more Information, call 03-2719 9999
Flexi Payment PlanTransactions that have not been posted or stated in the current month’s statement can be converted to a Flexible Payment Plan after three working days from the date of purchase.
0% Instalment Payment Plan
Cash AdvanceStop worrying and start living your life! AEON Credit Cash Advance offers instant cash anywhere, anytime. It’s that simple and convenient!
Credit Limit IncreaseNew credit limit to suit your standard of living
2-months for overseas travel, medical, education, hospitalisation, and compassionate purposes
Annual FeesSupplementary – RM20*
Finance Charges
Cash AdvanceCash Advance FeesBalance TransferNo processing/penalty fee for early settlement of your AEON Balance Transfer.
Minimum Monthly RepaymentLate Payment ChargesInterest Free Period for Retail TransactionsOverseas TransactionCard Replacement FeeCredit Balance Refund Fee0% Instalment Payment PlanSales Draft Request FeeLiability for Unauthorised Transaction- You must always use reasonable precautions to prevent loss of your credit card and personal identification number (PIN). You are advised not to disclose the PIN or credit card details to unauthorized parties. If your credit card is lost or stolen, you must notify AEON Credit immediately as soon as reasonably practicable after having found that your credit card is lost or stolen, followed by a written confirmation together with a copy of a police report and provided that you have not acted fraudulently. Your maximum liability for unauthorized transactions as a consequence of a lost or stolen credit card shall be confined to a limit specified by AEON Credit.
- AEON Credit may resolve that your liability be limited to RM250.00 (or such amounts as may be determined by AEON Credit from time to time, with the approval of Bank Negara Malaysia, if required) subject to the following conditions: (1) you had in good faith and with reasonable care and diligence safeguarded your credit card or PIN from risk of loss, theft, unauthorized usage or disclosure; AND (2) you have not acted fraudulently; AND (3) you had immediately notified AEON Credit upon discovery of loss, theft, unauthorized usage of the credit card or PIN or non receipt of a renewal or replacement AEON Credit Card.
- AEON Credit has the right to set-off any credit balance in your account maintained with us against any outstanding balance in this credit card account.
- If you fail to abide by the terms and conditions of the credit card, we have the right to terminate your card.
Ready CashNo processing/penalty fee for early settlement of Ready Cash.
Flexi Payment PlanVirtual Card- No SST.
- No annual fee.
- No replacement card fee.
- BNM tiered interest rate (same as physical card).
Instant Approval of Consumer Durable Easy Payment
Marvelous Privileges with MerchantsWorldwide Travel AssistanceNumerous Payment OptionsConvenience of Global Cash AccessInternational RecognitionFAQs
- Who is eligible to apply for this card?
Applicants must be Malaysian citizens or Japanese nationals, aged at least 21 years old, with a minimum annual income of RM24,000.
- How do I apply for this card?
Interested applicants may visit any AEON Credit Service branches nationwide or access to our website at myaeoncredit.com.my.
- What are the documents required to apply for this card?
• MyKad photocopy (both sides) including Supplementary Card applicant (s) MyKad (if applicable)
• Valid Passport / MyPR (front & back) / Employment Pass / Work PermitEmployed
• Latest 3 months payslip/Form E (with tax payment receipt) / EA / Latest 6 months payslip for commission earners.Self Employed
• Business Registration Certificate or Form 9/24/49
• Latest 6 months Company Bank Statement / Form B with tax payment receipt.Foreigner (Japanese only)
• Minimum latest 1 month payslip / Employment letter as an income proof / Copy of valid MM2H (Malaysia My Second Home) social visit pass. - What are the benefits of having this card?
AEON Points
• 2X AEON Points for every RM2 spent at All AEON Stores and AEON BiG hypermarkets (except Thank You Days)
• 1X AEON Point on every RM4 spent for other retail transactionCashback
• 5% Cashback on Thank You Day at all AEON Stores and AEON BiG Hypermarkets on every 20th and 28th of the month.Other Value Added Benefits
Ready Cash
• Convert your available AEON Credit Card limit into cash with no documents required, no processing fee and termination fee.Cash Advance
• Perform cash withdrawal anytime at any AEON Credit or Bank’s ATM (Automated Teller Machine) with your PIN.Balance Transfer
• Transfer outstanding balances from other Banks’ Credit Card without early settlement fee.Flexi Payment Plan
• Convert your purchases into an affordable monthly instalments payment plan. - How much is the annual fee charged for this card?
Principal Card – RM30
Supplementary Card – RM20
First year annual fee is waived. Subsequent yearly annual fee charges is waived upon usage of a minimum of 12 times transactions per year.
